En banc - French, meaning "on the bench." All judges of an appellate court sitting together to hear a case, as opposed to the routine disposition by panels of three judges. In the Ninth Circuit, an en banc panel consists of 11 randomly selected judges.⏎
Debtor - A person who has filed a petition for relief under the Bankruptcy Code.⏎
Claim - A creditor's assertion of a right to payment from a debtor or the debtor's property.⏎
Discovery - Procedures used to obtain disclosure of evidence before trial.⏎
Creditor - A person to whom or business to which the debtor owes money or that claims to be owed money by the debtor.⏎