Voluntary transfer - A transfer of a debtor's property with the debtor's consent.⏎
Sua sponte - Latin, meaning "of its own will." Often refers to a court taking an action in a case without being asked to do so by either side.⏎
Secured creditor - A secured creditor is an individual or business that holds a claim against the debtor that is secured by a lien on property of the estate. The property subject to the lien is the secured creditor's collateral.⏎
Wage garnishment - A nonbankruptcy legal proceeding whereby a plaintiff or creditor seeks to subject to his or her claim the future wages of a debtor. In other words, the creditor seeks to have part of the debtor's future wages paid to the creditor for a debt owed to the creditor.⏎
Voir dire - Jury selection process of questioning prospective jurors, to ascertain their qualifications and determine any basis for challenge.⏎